State and Federal Pandemic Grants - Are You Taking Advantage of the Help You Need?

Jun 17, 2020

Wait, what?! I'm a small business?

When the EIDL and PPL loan applications first opened up earlier this year, I honestly didn't pay much attention. I made the assumption that I wouldn't qualify. I mean, I'm only a business of one, so surely I wouldn't be seen as a "small business."  Further, I really wasn't interested in taking out a loan and incurring more debt, so I didn't even apply. 

Fast forward to late April when I'm hearing the buzz in Facebook groups and my husband starts asking me if I'd heard about the EIDL GRANT. Um... what?! Okay, so the SBA calls it an "emergency advance" which is essentially a grant - moneys that do not have to be paid back. The "emergency advance" is $1,000 per employee. (If you're a small business of one, you're one employee.) You can apply for the grant/advance without ever taking out a loan. 

I'm in! No... I'm OUT! Well, actually, the SBA was out - out of funding. "You snooze you lose," came to mind.

Right after the PPP loan applications portal opened back up at the start of May, so did the EIDL loan applications, but to accept applications for agricultural businesses only. It was my birthday and I was feeling lucky, so I applied for the EIDL anyway (not under agriculture, of course) - and was DENIED. Well, the technical jargon was "will not be considered at this time."

At this point, I'd been following, rather closely, the news regarding any further SBA funding and it looked rather grim. The stimulus checks had already gone out to individuals and although talks of another round of stimulus continues to loom in the air, nothing new was coming out.

Then I saw it!! Wisconsin came out with a small business grant called "We're All In." (A $2,500 grant that will be issued to approx. 30,000 small businesses in Wisconsin.) This time, I had no doubt that I AM a small business. There are a few documents that you must prepare before applying and this time I was READY! Applications could be submitted as of 8:00 a.m. on Monday, June 15th, and I had mine in by 9:00 a.m.

DOUBLE WHAMMY! Later that same afternoon, I received an email from the SBA that my "EIDL Advance is being processed"! They've got more funding!! 


  • If you are a small business in the United States, you can apply NOW for the Federal SBA EIDL Advance. HURRY! Funding might run out quick.
  • If you are a small business in Wisconsin, USA, you can apply NOW for the We're All In Wisconsin small business grant. HURRY! The deadline is Tuesday, June 23, 2020, at 11:59 p.m. 
    UPDATE: The application period has been extended to Friday, June 26, 2020, 11:59 p.m.

It's up to you whether or not you choose to apply for any of these loans/grants, but I wanted to share this information with you so that you can make your own informed decision. Far too often we are isolated working from home and miss some important news that's pertinent to us. 

For more information regarding the EIDL Advance and Loan via the SBA (Small Business Association):

For more information regarding the We're All In Wisconsin Grant:

Let me know if you've found this information useful! I wish you all the best in your small business! Please keep in touch and take care.


DISCLAIMER: I am not employed by nor affiliated with the Federal nor the My intent is to only share this important information with my community. You are responsible for doing your own research.




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